I call National City Leasing to ask them when I was 30 days late on a lease payment because Equifax is showing a 30 day late, but it's one of those glorious "unknown" dates. The National City rep. states they will have to charge me 35.00 to verify the late pay? WTF is up with that??? Anyone know how to get around that BS?
Try the CRA'S------>NEVER LATE...see what happens... I DON'T THINK IT IS LEGAL TO CHARGE FOR "PROOF" OF PAYMENTS...
I believe you are correct but they are attempting to charge under the guise of "research costs". I see, pushing two buttons on the keyboard is worth 35.oo dollars. I'm sending out the disputes today. It's only posting on Equifax, so we'll see. Thanks.
There is something in the FCRA about this, I believe. If I recall correctly, you CANNOT be charged. Goto the FTC site and look thru the FCRA for the reference to this.
The National City rep. states they will have to charge me 35.00 to verify the late pay? WTF is up with that??? Anyone know how to get around that BS? kozman When they told U this U should have said how would U like to pay me 1000 dollars for each violation of my rights?