Nationa City and req. for late date

Discussion in 'Credit Talk' started by kozman, Jun 10, 2002.

  1. kozman

    kozman Well-Known Member

    I call National City Leasing to ask them when I was 30 days late on a lease payment because Equifax is showing a 30 day late, but it's one of those glorious "unknown" dates. The National City rep. states they will have to charge me 35.00 to verify the late pay? WTF is up with that??? Anyone know how to get around that BS?
     
  2. GEORGE

    GEORGE Well-Known Member

    Try the CRA'S------>NEVER LATE...see what happens...

    I DON'T THINK IT IS LEGAL TO CHARGE FOR "PROOF" OF PAYMENTS...
     
  3. kozman

    kozman Well-Known Member

    I believe you are correct but they are attempting to charge under the guise of "research costs". I see, pushing two buttons on the keyboard is worth 35.oo dollars. I'm sending out the disputes today. It's only posting on Equifax, so we'll see. Thanks.
     
  4. Mist

    Mist Well-Known Member

    There is something in the FCRA about this, I believe. If I recall correctly, you CANNOT be charged. Goto the FTC site and look thru the FCRA for the reference to this.
     
  5. kozman

    kozman Well-Known Member

    Thanks. I'll do just that!
     
  6. lbrown59

    lbrown59 Well-Known Member

    The National City rep. states they will have to charge me 35.00 to verify the late pay? WTF is up with that??? Anyone know how to get around that BS?
    kozman
    When they told U this U should have said how would U like to pay me 1000 dollars for each violation of my rights?
     

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