National City Lower Apr to 6.99% !!

Discussion in 'Credit Talk' started by kevinw01, Sep 18, 2003.

  1. kevinw01

    kevinw01 Well-Known Member

    Hello There,

    I just call National City to see if I can get a lower apr yes to say within a few seconds.... from 8.49% to 6.99% yeah... same as Chase now.... I am so happy today.....

    Thx,

    Kev
     
  2. catnap1972

    catnap1972 Well-Known Member

    Who do they usually pull?
     
  3. Mark LA

    Mark LA Well-Known Member

    CONGRATS KEV!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
    (how's life, buddy?)
     
  4. cinderella

    cinderella Well-Known Member

    Congrats!

    It seems that you have a lot of luck with calls. I remember you called BOFA once and got a CL increase before the 9 months. They wouldn't do didley for me, told me I had to wait until the 9th month.
     
  5. GEORGE

    GEORGE Well-Known Member

    THEY DENIED ME!!!

    One of their BOGUS REASONS------>LACK OF CREDIT HISTORY

    THEY COULD HAVE JUST SAID---"YOUR TOO GOOD FOR US"---BUT THEY COME UP WITH BOGUS REASONS INSTEAD!!!
     
  6. willgator

    willgator Well-Known Member

    Re: Re: National City Lower Apr to 6.99% !!

    KEVIN WHATS UP / HOW LONG HAS CARD BEEN OPEN AND DID THEY PULL A SOFT OR HARD......
     
  7. kevinw01

    kevinw01 Well-Known Member

    Re: Re: National City Lower Apr to 6.99% !!

    Hello There,

    Okay I had my account open since 05/02 six month after this date I got a credit line increase from them they pull a TU on me hard... and increase the credit line from $5k to $7.5k and lower the apr to 8.74% at the same time... I have not ask for a credit line increase or apr reduction since 11/01 and I just talk to them today to see if a credit line increase can be given but the rep told me they will have to pull a hard one everytime I said okay I will pass for now and then I ask what about a lower apr the rep saids yes we can offer you 6.99% effective today...

    Hi MarkLA, Willgator, how are you guys doing...

    Thx,

    Kev
     
  8. RichGuy

    RichGuy Well-Known Member

    National City Lowers Apr to 6.99%

    Could BofA be next?
     

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