This is totally unbelievable, A COLLECTION AGENCY HIRED TO COLLECT A $12.00 BILL FOR A MAGAZINE, THAT'S RIGHT, A MAGAZINE SUBSCRIPTION, THAT I CHOSE NOT TO CONTINUE WITH. HAS THE FAIR DEBT COLL. PRACTICES ACT COMPLETELY SPELLED OUT AND ALL!! HOW CAN THEY COLLECT THIS, THEY DON'T EVEN HAVE MY SOCIAL OR D.O.B.???? HOW CAN THEY CLAIM TO VERIFY SUCH A THING?? THIS IS ABSURD! BTW THEY EVEN LIST TOLL FREE # 1-800-800-2228, JUST GOT THIS STUPID NOTICE TONIGHT.
CALL FROM A PAY PHONE...NOT home phone...Ask them why they would kept sending magazines if they didn't get paid for it? (if you got any magazines). Ask them to provide PROOF of their right to collect the ALLEGED debt. My parents got a bill for GOLF magazine, that they never sent for, but kept on getting...SO WE CALLED THEM AND DEMANDED THEY SEND A POSTAGE PAID ENVELOPE TO SEND THE MAGAZINES BACK... They said it's not worth it...FORGET IT!!!
I just read a newspaper article that the L.A. county library is going to start using a collection agency to collect OVERDUE BOOK FINES!!!!! They WILL go to court, they WILL get judgements and it WILL be placed in your credit file. I have no idea how they can do this. I don't recall ever putting even my DOB on a library card application. How do they know which John Smith's credit report to put this on? By the way, this is only for fines over $50.00, but still!!!!!
