he nation's fastest-growing golf instruction and equipment company has teamed up with Ohio-based National City Bank to launch a rewards credit card that will not get you teed-off. The new "Natural Golf VISA Platinum" offers cardholders 2% back on all purchases using the card, which then can be redeemed for Natural Golf products. Cardholders also receive a $50-value application gift. Under the program, cardholders earn a $25 Natural Golf certificate, which is included with their monthly VISA statement, for every $1,250 in VISA purchases. Natural Golf Corporation has more than 125 Certified Instructors teaching the Natural Golf System at schools that vary from half-day in length to four days at nearly 200 locations worldwide. For more information visit: www.natgolfvisa.com. th the Natural Golf VISA® Platinum card, you earn 2% of your purchase back in Natural Golf Gift Certificates, redeemable toward any Natural Golf product, lesson, or video. Itâ??s SO Easy! Apply for the Natural Golf VISA Platinum Card For every purchase you make, you receive 2% back in Rewards As soon as you have earned $25 in Rewards, youâ??ll receive a $25 Natural Golf Gift Certificate in your VISA Platinum statement. The more you spend, the more you earnâ?¦the Gift Certificates are issued in increments of $25. You could receive Natural Golf Gift Certificates EVERY MONTH! To redeem your Gift Certificates, just call 1-888-NAT-GOLF or redeem online at www.naturalgolf.com. Youâ??ll be able to redeem them for golf clubs, lessons, videos; whatever you choose. You can redeem your Gift Certificates as you receive them, or save them to make that special purchase youâ??ve been waiting forâ?¦itâ??s up to you! Natural Golf Rewards Terms and Conditions *Credit Card Disclosures Your Natural Golf VISA Platinum gives you great savings and convenient benefits! Not only do you receive Natural Golf Gift Certificates; youâ??ll also benefit from the convenience and security of a VISA Platinum card with: No annual fee 1.9% APR for 6 months on purchases and transferred balances. Transfer a balance now from higher-rate store and credit cards to save! Custom Natural Golf VISA Platinum Card $250,000 Common Carrier Insurance Automatic Rental Car Insurance Access to your accountâ?¦Onlineâ?¦Anytime! You can view your balance, recent statements, transactions and download account information into compatible financial software at www.NC-CardServices.com. You can also pay your bill, transfer a balance, request a credit line increase and additional cardsâ?¦all at your convenience! Emergency Travel Assistance Services including Roadside Dispatch® Purchase Security and Warranty Manager programs Annual Percentage Rate (APR) for Purchases 1.9% APR (0.00520% daily periodic rate) valid for the first 6 billing cycles from the date the account opens._ After that, 8.9% APR (0.02438% daily periodic rate) OR 11.9% APR (0.03260% daily periodic rate)._ Actual APR is based on your credit standing. Other APRs Cash Advance APR:_ 13.9% (0.03808% daily periodic rate). Balance Transfer APR: Same as the Purchase APR. Penalty Rate:_ 18.9% APR (0.05178% daily periodic rate)._ See explanation below.* Variable Rate Information Your APR may vary._ The rate for purchases and balance transfers is the higher of 8.9% or the Index plus 4.65% OR the higher of 11.9% or the Index plus 7.65%.**_ The rate for cash advances is the higher of 13.9% or the Index plus 9.65%._ The penalty APR is the higher of 18.9% or the Index plus 10.9%. Grace Period for Repayment of the Balance for New Purchases At least 25 days if previous total balance is paid in full by the payment due date. Method of Computing the Balance for Purchases Average Daily Balance (including new purchases). Annual Fee None Minimum Finance Charge $0.50 when finance charges are imposed. Other Fees Transaction Fee for Cash Equivalent Items***:_ 3% of advance amount; $10 minimum. Transaction Fee for Cash Advances:_ 3% of advance amount; $5.00 minimum. Late payment fee:_ $29.00_ Overlimit fee:_ $29.00_ Balance transfer fee:_ None _ *If you fail to pay at least two consecutive minimum payment amounts by the due date, we may increase all APRs, including any special or promotional APR offers. _ **The Index is the â??Prime Rateâ? of interest appearing in the Money Rates section of The Wall Street Journal published on the 10th business day prior to the last day of each Billing Cycle._ _ ***Travelerâ??s checks; money orders; wire transfers; lottery, betting and gambling purchases; and payments made to government entities. _ We may change the above rates, fees, and other account terms at any time in accordance with applicable law and the agreement that will be sent with your credit card. _ The information about the costs of the card described in this offer is accurate as of 6/1/03._ This information may have changed after that date._ To find out what may have changed, call us at 1-800-558-8472 or write us at P.O. Box 2349, Kalamazoo, MI 49003.
From other people on this board, I'd say their a good bank to do business with. I applied and was denied though
