AT&T slammed me. I just got a letter from NCO for the collection of 51.00. I am NOT paying for this and have talked to AT&T and they sent me a letter that collections will stop and it will not be placed on my report. The problem is I have 6, yes SIX inquirys from NCO in 8 days.
Dpn't feel bad. Some company called Medclr is dinging me right now... Researched them, they are a company that buys medical debt. Anyone had any dealings with them?
Wow. In my experience, they only did one hard inquiry, then inserted. They do this, they claim, in order to send the notice to you (obtain the correct address). In my instance, I didn't get a notice until 8 months later. Then they do REAs every two months. I disputed all of these w/ the CRA-and they claim that they are all permissable purpose. You may want to start writing letters-including to the public utility department of your state government, and the AG office. Slamming is serious to the public utility commission, and I don't think that ATT particularly wants to deal w/ that. I can't remember if your original post said if you had received notice yet-, or if it on your reports, but I would find out the address of ATT from the CRA and go ahead and dispute this, if you haven't. All of these should be in writing and w/ certified return receipt.
I also got slammed by ATT. Here is what you should do. Tell Att that they caused the problem and they will solve it. Give them 48 houres to get it off your report or tell them you will complain to every government agency you can think of. They have some pull with NCO because they throw a lot of business there. They should be able to get NCO to delete. If not, start filing complaints against ATT. Make sure to tell them that your credit was screwed up bad because of this. Next, contact your local phone company and tell them you have been slammed. They can put some type of notation on your account where they must call you before anyone can change your long distance service. Good luck. You are dealing with the bottom of the barrel in both collection agencies and telephone companies.
George- Collection inquiries are permissible. It sucks cause CBC hits hubbys report every month twice on the same day EVERY MONTH!!!!!!!! KHM
See...that's the kind of bulls*&% that makes a person (whose been repairing their credit for quite some time now) GO OFF! I've had 3 collection agencies do this to me and I about LOST MY MIND! O.k. I can MAYBE understand doing it 1 time to locate you. But to pull it over and over like that? Oh man, makes me crazy just thinking about it.
It MAY be legal to put it on your credit report...BUT IT NOT ILLEGAL TO DISPUTE IT!!! "I DID NOT APPLY FOR THEIR CREDIT CARD, PLEASE REMOVE."
