So, I am at a loss. Am I back to square one with Asset Care? They were just inserted it looks like, and are reporting the date as Sept 2000 (original date was May of 1997). I have not heard one thing from them on this as of yet. Should I contact the original creditor? This is for an ER visit at a hospital that I used to work at; past experience tells me that since this is from over 3 years ago, the records have been shipped off to purgatory, so verification will be difficult. I disputed this charge with my insurance company when I initially received it. The next thing I know I receive a notice from NCO 3 years later. I know that 2 creditors cannot own this debt. I was almost at a point where I was ready to take my friends from NCO to court, as well as report them to the FTC and State Attyâ??s General Office. To me, this seems like a sleazy trick to extend time to verify or drag this out even longer. Thanks as always for your advice.