I pulled my Equifax report on Friday and one of the two Medclr entries were documented as "dispute in progress-resolution pending". The other was not. However, with the 15 days that I indicated in the Estoppel letter, they have until August 6th to prove the debt. Then, I will go to Equifax and try to get these entries removed. But after two validation request and the estoppel, NCO finally marked did one thing correct.
Heh, that's a surprise they're actually following some rules. But my question is after your two attempts for validation, would that mark in dispute hold water?, aren't they suppose to put that in when you first requested val?
I have a question. Has everyone taken the time to write to the BBB, FTC and their state Attorney General(the PA Attorney General as well) about NCO? I hope that you do. it will end with them getting SPANKED by the FTC. Please do it now if you haven't.
Every letter I sent stating violations was CC: over to FTC and BBB, haven't gone through the AG route yet as I felt wasn't needed yet as I had in mind to use that as a last resort.
NCO was truly the easiest for me to deal with. I had two collections with them and after the first round of validations the tradelines were completely gone from my credit reports. I hope they dont ever re-appear it has been about 4 months since its been gone so I think maybe I'm safe.
Yes that is correct, according to what I have learned since coming to this site. Whenever you dispute an item with the CRA's or with a particular creditor, they are supposed to mark the item on the credit report as being in dispute.
So . . . let me give a history of events here - I have disputed until I am blue in the face for a NCO entry and when I called for a goodwill adjustment - Mr. Tom (SuperTom)/NCO took it upon himself to search for all of my files (all were paid IC, NCO and MEDLCR) and had them reinserted across the board. Are you saying that in connection with me sending my dispute for 5 day re-insertion to all CRA's I should also file with the BBB, AG, etc for reinsertions that NCO did when I requested the one goodwill adjustment?
You need to tell it to your state Attorney General AND theirs for good measure. Especially for NCO. Anyone here that has had problems with them should. It'll only be a matter of time before they have to pay up a couple mil to the FTC. And I have a question. Do you mean that they are connected to IC Sytems, too? Oh boy. My lawyer will love that. Yes, I'm suing them. Their well runs deep.
