I got 3 letters 3 days in a row from NCO for an ebay account which I know nothing about...all 3 letters say the exact same balance, but different account numbers..... nowhere on the letters does it have the mini-miranda ....is this a violation per letter? FDCPA 1692e art 801 (11) says it is...I just want to know if I got them. The letter only says : Refusal to honor this debt within 5 days of the date of this letter will result in continued collection activity. Tell me, violation or no? especially since they appear to have the same debt on 3 differnt acct numbers.
A wonderful violation...it is called "overshadowing". Are any of the FDCPA required disclosures on the back of the letter? Is this the first letter(s) you have received about this?
these are the first letters I have recevied....and there are NO DISCLOSURES at all...it just says basically pay up in 5 days or else...
Re: Re: NCO..is this a violation? 1 violation or 3? b/c i have sued NCO in the past and settled...for other accts...so I have their general counsel's info...I might send them a letter demanding $1000.00 before I file suit..
