I settled a credit card charge off that was sold to NCO in 2003. Fortunately, I kept the settlement agreement with a copy of the official check. Now, they are listing this debt on my credit report under a different account number but same dates and everything...plus, they are listing it as an ongoing collection. What would you do with a debt that you already settled on that is still being listed as an active collection? Please be advised that I'm not too concerned about the credit score as much as I am in getting my report to show nothing owed to anyone.
