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NCO sleezbags!!!!

Discussion in 'Credit Talk' started by kathy, Jun 17, 2002.

  1. Jun 17, 2002 #1
    kathy

    kathy Well-Known Member

    I was wondering if anyone could answer a question for me.

    I received a letter from TU today. Two NCO (collection accts) were put in dispute. I got a letter to day that NCO verified one of the acct's. Now the funny part is that I send a validation request to NCO then entered these disputes with TU and EQ, I have yet to hear back on the validation request (30 days as of July 4th). They also validated to EQ last week.
    I know that they are in voilation, but my question is, is it considered 2 violations verifiying with EQ and TU. because they are two separte agencies or is this considered 1 violation.

    kathy
     
  3. Jun 17, 2002 #2
    SCMomof5

    SCMomof5 Well-Known Member

    IMHO, two. The FCRA states "per occurrence". I would take that as 2 occurrences.
     
  4. Jun 17, 2002 #3
    QUEEN_BEE

    QUEEN_BEE Well-Known Member

    It depends on what judge hears your case.
     
  5. Jun 17, 2002 #4
    kathy

    kathy Well-Known Member

    for some reason I keep coming back to two violations, only because, they were contacted on 2 different occassions once for EQ and once from TU and they verified both times. it just sounds logical to me.

    thanks guys,that was, I think the quickest response I ever got on anything I have ever posted, I'm guessing that there are not alot of people who do not like NCO ? (i'm being sarcastic there).

    kathy
     
  6. Jun 18, 2002 #5
    kathy

    kathy Well-Known Member

    Scmomof5,

    do you know where I can find that in the FTC ??
    (per occurance).

    kathy
     

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