I have them for a student loan rehab. I gave them authorization to make my 1st payment over the phone on April 10th with the payment dated today Apr 30th. The bonus is I recorded the conversation. I was thinking that they wouldn't send the required notice b/w 3-10 business days before the withdrawal. I got a letter in the mail yesterday from them. It was dated April 21st. But the postmark was for April 27th. The letter was postmarked in Del and I am in NJ so they definitely didn't get it to me b/f the 3 days that is required by the FDCPA. But my queston is does anyone have any experience with filing a lawsuit over this? I was thinking of waiting and letting them hang themselves again, and again, and again. You get the picture. I also want to see if they try to take any money out again next month. Since they asked when I was on the phone if I wanted to be an every month thing or just this one time. I said just this once. And like I said earlier I have it on tape. Any input would be greatly welcomed. Thanks