I sent a validation letter to nco which they received on 3/5 according to usps tracking info (haven't got the green card back yet. On 3/5 (today) I got an alert monitor email saying there was change to experian. It shows that NCO is reporting a public record amount and it was posted to the bureaus "coincidentally" on 3/5?? First of all, I have never been served anything and for that matter have had no contact with them. The public record info is as follows: Reporting Court Name is "NCO FIN/99" Case # listed: None Amount $1,081 File Date 1/31/2005 Type of Record: Collections Does this mean they have filed suit and I just haven't been served yet?? If they had filed wouldn't there be a case no. Also, they had only reported to TU previously and now this info is from exp. I will dispute it with exp. But which route should I go. I'm very new to this. Thanks for any help
sounds like a new trick - that is to report their collection under the public records section of the CR so it's much more difficult for you to get it removed. I would dispute with the CRA stating there is no court in any jurisdiction in the USA called "NCO-FIN"
This is their way to get around having to provide validation to you looks like you will be able to sue them soon for continued collection activity without validating
I didn't realize that. I have two (NCO and Colorado Capital) that are listed on the Public Records section. Neither have sent to me any letters saying they acquired the debt. Do I just dispute with CRA (it's only reported on Experian) or with the CA also? And why is it harder to remove listings from the P.R. section of CRs?
