Hello again everyone... Things MAY finally be looking up for me (of course, they may NOT be either)... Pulled Eq and Ex today, both in the low 600's (Eq 603, Ex 601). Tu STILL can't seem to get their story straight, as I'm stuck at 531! And, of course, in MY area (St. Louis), Tu is the one that's pulled 99.99% of the time! On a positive note, I'll have that big judgement paid off this year (settled for approximately 50% actually), then hopefully vacated, with most every OTHER negative collection account falling off this calendar year. Add to that that my car loan with Wells Fargo is paid off next month. If THAT doesn't improve my score, I quit! I'm truly getting sick of these measly cards with CL's that can't purchase a stick of gum... ONE of these days I'll be out of "sub-sub-sub-prime". CCB (most recent) - $350 Kmart (Cap 1) - $300 Target (highest) - $500 Cap 1 MC (oldest) - $300 I think I've applied over the course of the past year for most everything else that I could, with the big old "DENIED" on each letter that came back (especially Citi and Target Visa). At this point, I honestly think I'll be holding on to my money, keeping everything zeroed (or balance paid in full each month to keep the card active every 90 days or so) and hoping I can get my score up to 650ish by the year's end to (hopefully) purchase a new car... A. J. BTW - Any ideas why TU can't get their collective heads out of their... ?
