OK, I was with Junum for 4 months and they were able to delete my 2 unpaid chargeoffs from Equifax. However, they are still on my Experian and TransUnion. I still cannot get approved for credit. So, what should be my next step? I have read good things about bbauer's creditwrench.com, would this be a wise choice or should I go with Lexington? Both chargeoffs are for about $1500 each. Please help!
Have you considered applying for credit from a lender who pulls only Equifax in your area? This works well for credit cards if your score is decent and the rest of your report looks good.
Yes I have tried that and was approved initially, however I always seem to get denied after what they call further research. Is the bbauer creditwrench system good?
Do a search on Bill Bauer and Creditwrench on this board, then call or e-mail Bill you will learn alot and be able to make a decision. Bill has been very helpful for me and my situation. Tuit
