My debt-to-limit ratio is high. I am looking for a card that will approve despite of that. That may be hard to find... Please help if you can. Thanks.
If your reports are CLEAN, you may want to try for a BofA card. If/when declined, use PFB to ask for reconsideration. Make sure you apply for the BofA Platinum or Gold for BT rate of 8.9% FIXED for the life of the BT. Robin was very helpful, but I hear that she is no longer in that position any more. Other cards are CHASE, and CITIBANK are friendly for bt's.
