I think the only way to get most of my Settled for less than full amount/account closed by grantor accounts removed is to send a good will letter, can I get a link to one I can revise or some help making one. Most of the TL's are ones that were settled for less than full amount although there are 2 charge off's. If someone wants to help me by E-mail rather than open on the board I'd accept that too.
