Equifax has been reporting a Judgement incorrectly for 2 years (not satisfied) when in fact it was. They recently sent me a letter stating they had new information and updated it to Paid/Satisfied and basically thank you very much, sorry we have been screwing your credit report and all but too bad. Any recourse? My transunion shows a BK under someones name in the Plaintiff field I have never heard of. I have attempted to have this removed twice to no avail. "Remains" is there position, any suggestions for this one?
You should sue TU about reporting the false bk. Nelson vs, Chase Manhattan may well make it easier to do and you could get some signficant damages awarded.
Singledad, is it possible someone might have listed you as a creditor when they filed bk? But why would they even put that on a CR? Dunno but it sounds strange. L
How did you dispute the BK. Did you send them a second letter asking them to state the way they investigated it. The name entered in the BK listing on a TransUnion credit report is not the name of the person filing the BK. The field name is Plaintiff Attorney: and the name is the name of the attorney who handled the case. BK listings are very serious so you should use letters send certified mail / return recite requested. Congratulations on the collections account. Good luck.
