Now my questions are: By agreeing to pay for paid in full status, did I just restart the clock?? The SOL has expired for collecting in the state in which the debt occured, I don't reside there now and the agency is in another state as well. They claim they have my agreement to pay and I'd better pay up, note I never signed the letter and stated it would be void if they didn't agree to mark paid in full Now I realize that they are supposed to mark it paid in full, but I wanted it in writing. I have no problems payng what I owe 225.00, but this has stopped me many times from getting credit always citing this reason. Did I blow it or do I have another shot??