Hey everyone, I need some advice on an account that was deleted by the CRA and my lawyer is working to get all my accounts back on my reports. It's an account "opened" 01/1996 Balance $0 Most Owed $ 1400.00 Credit Limit $900.00 Never Late. Revolving Account. I was planning on leaving this account off my report since the creditor has the most "owed amount" higher than my credit limit which will hurt my score? I don't use this account it's old, they keep updating it but this account was an old account that was transfered from another state when I moved and the new account number is diffrent. It's been like this for years. My score went down only 3 points so far dunnoo if it will go down anymore. SHOULD I JUST LEAVE IT OFF MY REPORT?? I DON'T USE THIS ACCOUNT SHOULD BE LISTED AS CLOSED. I guess when you buy major purchases the creditor keeps opening sub accounts, with the same account numbers, should I get them off also? and just leave my original account that I use on a regular basis? I'm going for a mortgage probubly this summer, if I can get my report as fix as possible. That's why I'm leaving only actual account I use.
