Hi everyone, I am working as a sales executive in an advertising agency and want to take a loan for my mortgage needs. There are a few banks and CUâ??s recommended by my friends but need to have more flexible options to consider. I have to decide between banks and credit union and consider the best option. Please advice me on this so that I can take my loan from a good source. Any help will be appreciated.
Where are you located? If you have a local credit union that is even interested in doing a residential loan for you given the current state of the market, than that is great. Most bankers will start going into convulsions these days if you talk to them about any residential loans. Anyways, credit unions are sometimes easier to work with than big banks because they are smaller and have a more community feel. Wells Fargo is a fairly easy bank to work with for residential loans, and ING is always an option if you prefer to do things online and over the phone.
