I am needing some advice on if I transfer a balance from a high interest card 28.4% down to a much lower intro rate at first BUT when I receive my confirmation from the.. "new" credit card company in that they did not give me a "total" credit card balance transfer or the terms are not what I expected, then can I "cancel" the transfer or will they notify me first as to "what" they will do for me on the balance then if I reject it "will it affect my credit report " in anyway??? Sorry for the long post but I just need some info as to what I can do if they cannot do the entire amount ... Tim