Need advice re Cap1

Discussion in 'Credit Talk' started by slinkyboi5, Dec 19, 2003.

  1. slinkyboi5

    slinkyboi5 Well-Known Member

    I have 2 capone cards, a Gold car with $500 limit and a "Cyberize" card with $1200 limit, both VISA. They both are $29 annual fee. I'd like to combine them or get a credit increase on one and combine them myself and hten cancel one...or something. Does anyone have any suggestions for what I should ask for when I call. I just checked my TU score and it is 701. I don't know the other two, didn't feel like paying the money for them right now. Thanks!
     
  2. Brad J

    Brad J Well-Known Member

    Really, you should dump them, if you can.

    If you can't, call them and ask to combine both cards into 1 card (your oldest). Then you'll only have one card and one annual fee (which you should demand that it be waived permanently).

    Do you really need Cap.1?
     
  3. slinkyboi5

    slinkyboi5 Well-Known Member

    I got a equifax free credit score thing and it's at only 626. I wish I could dump these two cards, but I've been unable to find a bank to approve me for a new card.
     

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