I had an old paid off utility bill that was being incorrectly reported to equifax only. I sent the CA the psycho letter I found on this board and they responded back with "please send a copy of your social, address, utility bill, and who the bill is for" or you can send a dispute to the CRA directly and advise them "collection agency cannot find record on file". My question is, what all should I send to equifax? Should I provide a copy of the letter they sent me along with a basic dispute letter?
Customize this, and re-write it in your own words. Dear Equifax: Enclosed please find a letter from DSDS Collections which states that DSDS Collections does not have an account #, on their systems which your company is reporting. Please delete this erroneous information immediately. Thanks in advance for your expedient co-operation in this matter.
