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Discussion in 'Credit Talk' started by alice, Oct 5, 2000.
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yOur posted message served as a valuable resource tool in our Economics Class today.
We determined that you need to fully understand what you want to apply for.
We also thought that a person-to-person application for a credit card would eliminate the problems you are facing.
Thanks...Economics Class of Cabrini High
Allen Park, MI
Alice that does not sound like c1's online offer at all.
If I were you I would call Cap1 immediately 1-800-955-7070 (www.capitalone.com). As far as I know they only charge people $29 processing fee for an unsecured $500 card. (Opened one w/them on August 2000) no one called for verification.
you did mentioned, you applied for other cards.. now I doubt Cap1 called you.
(and please read terms & conditions b4 applying to anything)
Good luck !
You also need to call your bank immediately & block any electronic transfers! If that means closing your current account & opening another one at the same bank, then do it. You don't know how much these people may try to withdraw. Good luck!
I GOT THE SAME CALL, WHAT THEY SAID THEY WERE DOING IS COLLECTING THE FEE AND SAID THEY WOULD THEN FIND YOU A CREDIT CARD WITH THE BEST RATES.
This is not a Cap1 rep calling. Cap1 does not have "processing" fees. They have an annual membership fee for unsecured cards-annual fee + deposit for secured cards. The fees are not billed until the account is open and the card has been sent. It takes about 3 weeks to process the application and send the card out.