I have a Asset Accept on my CR, but it say "unable to locate consumer" I believe the OC is Nat'l City Bank. They last updated on 12/1. The debt is $975. And i honestly don't know if it mine. what the best way to deal with this tradeline. Is it greatly affecting my score besides the amount? it is also under an installment contract on two CR's but as a collection under the other. Should i leave it alone and not dispute it to avoid them finding my current address or send validation letter or something else? Thanking you in advance, Humblemarc
