Need an answer to a quick question!

Discussion in 'Credit Talk' started by Vixenlady, May 29, 2003.

  1. Vixenlady

    Vixenlady Active Member

    If I order the 3 in 1 report from ConsumerInfo.com, can I dispute a TL with ALL three agencies, using that report???

    Thanks,
    Vixie
     
  2. jam237

    jam237 Well-Known Member

    Each company will usually require you to have their own reports to dispute via phone/internet. They require you to enter your "REPORT NUMBER"/"FILE NUMBER" etc.

    However, I don't think they return a mailed dispute back if you haven't had a copy of their report.
     
  3. mybizzness

    mybizzness Member

    I would not get an credit report from Consumerinfo.com ,nore from Truecredit not a 3in1.
    They don't have all the info on it that you really need to work on your credit. Trust me i tried both,and wasted my good money on it.
     
  4. pd11604

    pd11604 Well-Known Member

    RELATED QUESTION PLEASE:
    If I write away and pay for a copy of my CR from the CRA (TU) and then dispute a TL on-line, how can I request updated reports online? Or must I wait the 30 days until they complete their investigation? What will happen then? Will they send a new report by mail? I'm sure everyone of the veterens here on CNet can answer this please?
     
  5. jam237

    jam237 Well-Known Member

    When they complete a dispute, they'll send a new copy of the updated report; showing the status of the account which you disputed.
     
  6. Butch

    Butch Well-Known Member

    But only if the investigation results in a change.


    :)
     
  7. pd11604

    pd11604 Well-Known Member

    Thanks Butch and Jam...
    I disputed a past SOL account as not mine on 5/24, received updated report from EQ on 6/5 stating "This item has been deleted from your report"
     
  8. breana902

    breana902 Well-Known Member

    I used the 3 in 1 as a starting point. I disputed a few items from each CRA and then received a "real" report from each one. That is what I then used for the remaining disputes.
     

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