If I order the 3 in 1 report from ConsumerInfo.com, can I dispute a TL with ALL three agencies, using that report??? Thanks, Vixie
Each company will usually require you to have their own reports to dispute via phone/internet. They require you to enter your "REPORT NUMBER"/"FILE NUMBER" etc. However, I don't think they return a mailed dispute back if you haven't had a copy of their report.
I would not get an credit report from Consumerinfo.com ,nore from Truecredit not a 3in1. They don't have all the info on it that you really need to work on your credit. Trust me i tried both,and wasted my good money on it.
RELATED QUESTION PLEASE: If I write away and pay for a copy of my CR from the CRA (TU) and then dispute a TL on-line, how can I request updated reports online? Or must I wait the 30 days until they complete their investigation? What will happen then? Will they send a new report by mail? I'm sure everyone of the veterens here on CNet can answer this please?
When they complete a dispute, they'll send a new copy of the updated report; showing the status of the account which you disputed.
Thanks Butch and Jam... I disputed a past SOL account as not mine on 5/24, received updated report from EQ on 6/5 stating "This item has been deleted from your report"
I used the 3 in 1 as a starting point. I disputed a few items from each CRA and then received a "real" report from each one. That is what I then used for the remaining disputes.