Using mycreditkeeper I saw Capital One reported me as being sent to collections 7/04. This is not possible because I was already in collections with them and paid the settlement, Experian shows Paid In Full for less than the full balance so I don't know why they are sending it back to collections. I don't know which CRA mycreditkeeper uses for the daily monitoring.
Manny, Try writing to Mr. Eugene Cooke at the executive offices. He is the consumer advocate and I have found him to be extremely helpful in the past. His mailing address is: Mr. Eugene Cooke Consumer Advocate Capital One Services, Inc. PO Box 85699 Richmond, VA 23285-5699 1.800.955.1455 ext. 451.6418 Good luck to you! Best regards, MB