Ok, I know an inhouse collections section of an OC does not have to follow the fdcpa. However, I heard seen caselaw somewhere on some forum stating that they cannot call like 5-6 times a day 7 days a week and even more. IT was some fed case in which the OC lost because they harrassed the consumer to death. Anyone know it?
Why bother? If the OC is driving you crazy, go see a pschiatrist and then a lawyer. Headache, inability to sleep, sexual dysfunction, hair loss are all symptoms of stress induced by the OC with intent to cause bodily harm. This is civilly actionable. Get documentation of their repeated and often at inconvenient times of calls, tape them or, better yet, put them on speakerphone with five nuns and a rabbi listening. C'mon, man - make some real damages so you an sue the OC for some real money.
In some states the OC is treated the same as a CA. Bbauer has a list of them somewhere. One of the vets probably has it too.
flyingifr- look at the amount of posts I have. I do like 6 forums helping people out. What the hell makes you think this has anything to do with me. I have sued 2 collection agencies and beat them. I know the fcra and the fdcpa and I have hundreds of bookmarks. I have helped cause the downfall of national check control and I am working on Camco. I asked for caselaw. I do not need a lecture nor do I need anyone to tell me how to set up a CA or OC. CASELAW. I need the caselaw someone posted before that showed an inhouse collections of an OC getting whupped because they harrassed a consumer.
Scott, perhaps Flyingifr was using the term "you" loosely to refer to the members of the board. Or else Flyingifr goofed and forgot you weren't a newbie. The last thing we need is another infamous pissing contest on CN over poor grammar. Anyhoos, I haven't a clue about the case law your looking for. I would imagine the most proper course of action for the average consumer would be to use "your" states existing telephone harassment laws. BTW- how goes the fight?
