I would love to have another Amex green card. However, I have a previous charge-off with them from a little over 5 years ago, back when I had some serious health problems. I paid off the debt about 4 years ago, and since I live in New York the charge-off has now fallen off my credit report. My FICO is now 710, and would be higher except that my balances to credit limit ratio is on the high side. I'm working on paying down the balances. There are no other negatives. I've read on this board about people who have had success getting a new Amex card even after a previous charge-off with them. I'm wondering if it's worth trying with them, or if I should go and try Diners Club or something else. Thanks for your thoughts.