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Need Clarification On FDCPA

Discussion in 'Credit Talk' started by tonyd, Nov 12, 2003.

  1. Nov 12, 2003 #1
    tonyd

    tonyd Well-Known Member

    Regarding the FDCPA, Sec 809(b)...would the following 2 situations be considered the same violation, one possible charge?

    1) continuing collection activity for a debt in dispute;

    2) verifying a disputed debt with a CRA without properly validating the debt as requested by alledged debtor;
     
  3. Nov 12, 2003 #2
    SCMomof5

    SCMomof5 Well-Known Member

    1) Yes

    2) Yes
     
  4. Nov 12, 2003 #3
    tonyd

    tonyd Well-Known Member

    Could one use this one violation as leverage for a debt under $200?...
    ...and could I ask the TL be deleted or a lesser settlement amount?
     
  5. Nov 13, 2003 #4
    lbrown59

    lbrown59 Well-Known Member

    Wait a minute here they owe you at least $1000 so why would you pay them 200 bucks when they haven't given you the 1000 yet.?
     

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