Need collection account off report

Discussion in 'Credit Talk' started by DukeaK, Jul 26, 2004.

  1. DukeaK

    DukeaK Well-Known Member

    Ive recently been approved for a mastercard for a $3000.00 limit. But I have to show proof that a derog. is paid. This is for a cell phone bill thru SBC SWBELL. Ive never had a cell phone with SBC. I do have a regular phone line with them and never had a problem. They said the account opened in4/20/02, and the balance is 927. This is not mine and I need it taken care of asap. Should I send a validation letter which will take more time than I want but if its the best option I would do it. This has been turned over to a CA. which Ive never received anything from them or SBC. Should I call SWB or the CA first before validation letter...Thanks for this board...Thanks all
     
  2. lbrown59

    lbrown59 Well-Known Member

    have you talked to phone company about this ?
     
  3. DukeaK

    DukeaK Well-Known Member

    I havent called the phone co. yet, I didnt know since it was sold to collection if I had to deal with the collection co?
     
  4. DukeaK

    DukeaK Well-Known Member

    bump
     
  5. Shanyl

    Shanyl Well-Known Member

    I'd call them (SWB) and see if they can clear it up. If they can, ask that they keep you on the line and do a 3-way call and notify right then and there to the creditor.

    THEN before you let them off the line with you AND the creditor, request they send/fax you a letter stating this isn't your account. Get the reps name and id number.

    If you run into trouble, ask for a supervisor.

    If they won't do any of this, validate.
     

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