I am new to the board and I see ads on this site for credit cards; are they easier to approve than regular cards. I signed up with a conusmer credit counsulor and they told me there would NOT be a negative impact on my credit. Boy were they wrong. After one year I still can not get a credit card. I travel for work so I need a credit card for car rentals. I might be able to get a secure card but I want to try and rebuild my credit. Any help or advice will be helpful. Also I will not post again until I have read most of the beginner's info.