i have a friend who has really damaged credit, what company would be willing to give her an unsecured card. and if it has to be secured, what is the best secured card out there. thanks!!!!
Cap One is a good choice, but I believe I have read here that they are not as amenable to accepting subprimers as they were. Do a search here for "secured AND card" or "secured AND best" and see what pops up. When I started out, I made sure the application I submitted would AT LEAST get me a secured card, that way I would not be denied. I simply applied over the phone and asked, "if I do NOT get the un-secured card, will my application allow me an oppurtunity to get a secured card". The rep said yes, but I got the un-secured card anyway. That way she is covered for the damaging inquiry. -Peace, Dave