Need Credit Counselors For Tv Show

I would not be qualified to be the person doing this kind of show, but I would *LOVE* to see you guys do this.
Oh, and... neat idea, but not as cool as Supernanny. My wife and I LOVE that show.

 

Not interested.

However, if you do this type of show, a la complete home financial makeover or whatever, you will likely need both a certified financial planner, a banker, an attorney with FCDPA and consumer law background, and a medical billing expert on staff to handle some aspects of problem cases.

Many cases of people who are getting pulled under by debt have debt that is not even legitimate, and not best handled in their interest by assuming it is. This may stir up some waters, as some "creditors" may not want their dirty laundry aired in public, so you better be ready for the legal flak, just like any consumer news reporter. Similarly, you better check your facts, as there is a difference between private negotiation and publication, and your duties to accuracy are that of the press, with no safe area thru FCRA.

Negotiation and public visiblity are not always compatible, as uncertainty of outcome is often the main negotiating lever to reaching a more equitable settlement. (Bird in the hand principal) Your interests in producing a show may be counter to your case's interest in improving their circumstances.

 

Interesting show idea - but wouldn't it be more fun if your "expert" was someone who dug themselves out of debt on their own and not a professional? Forgive me if that's what your looking for - just thought I'd ask since most who post here are DIY'ers

 

what an interesting concept there, LOD. very interesting.

i'm an enrolled agent with a niche clientele who hasn't filed taxes in several, or more, years. in many ways i'm like a therapist who does taxes. more than once i've been told "i can't believe i'm going to say this, but you were RIGHT! doing taxes CAN be fun!"

there are HUGE emotional things going on for these people. (i guess that's why you think it might be good television?)

 

Also include in your filming timeline that it takes
T I M E--Loads of TIME for any improvement in any credit repair, FICO scores--- as a result of any procedure. You'd want to profile several walks of life with differing appeal and document over several long months if not a whole year of updates.

As we all know here, nothing magical happens in a six to twelve week mini series format.

It's apparent that you aren't interested in exposing the sub-human, unethical world of junk debt/collection agencies and their illegal tactics and how to fight them, which is the nature of this forum and others like it.

Also, how do you address the fact that if someone or a family is in debt, what steps have to be taken to get them to solvency that they aren't already doing? Obviously there isn't enough money coming in to support the current lifestyle. So the steps that have to be taken are extremely reducing spending habits and/or getting a second and often a third job.

Again, time sensitive.

 

-MSN Money 8/3/05

"...a'large portion' of Americans are not saving and have not saved', Salisbury acknowledges. "That's largely a function of income....They're just barely managing to survive as it is, and they don't have enough income to save."

For many Americans the credit bubble is about to burst. With the recent bankruptcy law about to take effect in October, there isn't a fallback option available.

Your series, however limited in it's scope of the overall catastropic personal financial demise and the outside contributing forces, should have many avid television viewers.