Hello Everyone, I have been dealing with a old collection and need some help, the name of the company is "ARROW FINANCIAL" they have been calling and writing me asking me to pay this dept off which is around $1300.00. I ask them for a "PFD" they said they could not, but they would put "PAID IN FULL and "PAID AGREED" and they would give me that in writing. my question here is will this make my scores go down or up any, this collection is 5 years old and i want it paid but if its not gonna help my scores any i will just leave it.
No problem and in addition, I can't advocate giving this guys $1,300.00 for a piece of paper they may have paid $13.00 dollars for. Try and dispute it off your reports.