Need some extra cash (5000) for 30 - 45 days then will be able to pay back - to get caught up on some bills etc. Big bonus at end of Jan, plus large tax refund. EQ score 675. Am over limit on both existing CC's. No lates. Any advice ?
most 401k plans allow you to take loans...as long as you are paying it right back in 30-45 days it won't mean any less money available in the plan for the future!
You can check this out. They are only licensed in certain states though. As far as I know there are no prepayment penalties... http://www.cashcall.com
How about a personal loan from a credit union? If you belong to one, go talk to them. If you don't belong to one, try to find one to join. Usually credit unions are more willing to work with you.
