AN UPDATE FROM CW ... Company / Account Name: PROVIDIAN Account Number: XXXXXXXXXXXXX Date Opened: 03-1997 Last Activity: N/A Type: Revolving or Option Rate/Status*: Bad Debt; placed for collection; skip High Credit: $0 Terms: N/A Balance: $0 Past Due: N/A Most Recent Date Reported: 11-2002 Comments on Account: Paid charge off, Account closed by credit grantor Providian just changed my previous tradeline on EQ to: Company / Account Name: PROVIDIAN Account Number: XXXXXXXXXXXXXX Date Opened: 03-1997 Last Activity: N/A Type: Revolving or Option Rate/Status*: Pays account as agreed High Credit: $0 Terms: N/A Balance: $0 Past Due: N/A Most Recent Date Reported: 11-2002 Comments on Account: Paid Account / Zero Balance, Account closed by credit grantor My EQ just went up 6 points! I still have alot of work to do, but its a positive result. I guess Providian didn't want to get sued for the holidays .... Thanks to everyone for the advice on this. UNLV34 EX 484 EQ 446 TU 418
