Separate names with a comma.
Discussion in 'Credit Talk' started by IamBuzzed, Apr 22, 2001.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit.
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
First of all relax.
I have a brand new Chevy Cavalier financed through Nuvell Financial aka GMAC. It is jointly financed with my husband. Our FICO scores are between 520-560. We have a 9.9% interest rate and only put $600 down on an $18,000 car. With your score, you shouldn't have any problems. My husband has been at his job for 5 years, and I had only been at my job for less than a month when we got the new car. I do not even have that job anymore, I was laid off. But anyway, I am not sure what your job/living situation is, but I imagine if you have been at your job for a while and lived at the same address, you could get a loan as easily as we did.
I bought a Ford Escape that I financed through Ford Credit 2 months ago. I got 9.9% on a lease. I had nearly $4,000 down so I am sure that had quite a little bit to do with Ford giving us a chance. My husband and I have scores like you do. Our yearly income is only about $60,000 so we did pretty well on it. If you have a good trade in or quite a bit down I would go with Ford. They have been excellent, so far, and you really do not want to pay 21% on a loan with Household Finance or one of those other companies. The Escape was around $22,000 and our payments are $449. Good luck, I was just in your shape and would not have this if my husband did not have his taxes taken out at a single rate, which equals a huge refund every year.
Were those loans from the auto company or bank? This will be my first big purchase and i want to do it alone without Co sign so im kinda new to this. What i want to know what should i do now until 2002?
When I bought my car in Jan 00 my fico was 572. I just checked it (after working on it for one round of disputes and being "good") and even with mulitple new accounts and 50% usage of credit line (hasn't updated) and excessive inquiries I'm at 687.
So, there is lots of hope---
As an aside, don't overpay for your car because you believe your credit is subpar. Negotiate for your car without disclosing your credit situation.