OK...did a search got a lot of info ..they sound like a bunch of jerk asses as Homer Simpson would say want to get this squashed and done with came into some money.... trying to get house in near future.. want settlement ..not credit card.. get deletion later or estoppal the oc won't talk to me they won't come off the total but a little telling me they can garnish my wages I laughed at them not in Texas you can't even when you try to pay they are asses imagine that...trying to go to the oc again