I just called the small claims court in my state. That court only has jurisdiction over companies that reside in my county (parish in Louisiana). If I need to file suit on a company outside of this city/parish, I will need to file in Federal court. The lady told me that there is a LOT to filing in Federal court and that I would be best served to retain an attorney for this. I asked if I could file Pro Se' and she was unsure if I could or not.
Now I called the District court and was told that if the defendant is incorporated, I can probably file suit down here anyway as long as I can serve the registered agent. Has anyone got any experience with this>?
Yes you can file Pro Se I have done so on 3 cases and one that was transfered by TU from small claims court to Federal Court which I settled with them before it before a judge.... It is a bit harder and costs more but Federal Magistrate and Judges know more of about FDCPA, and FCRA laws then a SCC will and from what I have experienced most want to settle it before it goes before a judge or jury. SOmeone had a web site who used to come here alot and her site gave me lots of insite on what to do Darn what was her website .....I lost my hard drive and lost her web site addy ......Any one help me out on her site? Hope this helps
I guess I will spend my weekend tracking down the names and addresses of the registered agents for: Attention, LLC NCO Financial Systems, Inc and a few others.
I called them and asked what their address for serving legal papers was...the woman was very nice and simply told me that it is their corporate office, so that is where I sent my disputes / validation. I later received a nice letter from Mr. Emmons stating that my account was closed in their files!
John Emmons? that's who I'm dealing with right now. One woman over there hung up in my face but the second one was very nice. I will have the papers served to them but I want them to settle with me $$$ for those 3 to 5 FDCPA violations that they have.
yes John Emmons...he is the president or CEO I believe....mine was a long story, basically had a supervisor on tape admitting that one of their employees misrepresented himself as a police officer, and that it was "wrong" and he would be "disciplined". My letter included words to the effect that it is a felony to impersonate a police officer,, and if I ever heard from them again I would press charges.
