Help!! I am trying to fix DH's credit. He has a 110.00 charge off for a cell phone that he swears he never lost (Ex employer). He also has a 320.00 medical collection that we NEVER knew existed. It is over 4 years old and they have NEVER sent us a bill. We have disputed both problems and they have come back verified. We do know both belong to him but is there anything else we can do to get these removed from his credit report. These are the only two things standing in the way of NO negative accounts.. Please help!!!
