This mess gets even fishier I have not had time to file; been working on a project for work. I will update as soon as I can.
This mess gets even fishier I am normally the one yelling SUE.. but I am actually going to disagree here. I think it's nuts they're paying for ARs on your account so close to payoff (and clearly so often) but if the loan is still open and they're still processing the paperwork I'd actually say they have pp until they finish closing out the loan. And again, with an AR you don't get actual damages, so the case is more difficult anyway... I'd let it slide... but if they keep pulling ARs now.. then I'd send a demand letter and sue them (as they're already aware of your concern for so many ARs on your report after you felt you terminated the relationship) Make sense? It's just too close of a call on the relationship and if I were on a jury, I'd actually give them pp until the refund check... but after that, it's done. You could actually strengthen your case if you want to by sending them a letter crr and state that as of the date of the refund letter (dated x/2003) clearly both parties agree that the relationship is terminated and that no more ARs are either authorized or permissible... and that if they disagree with that date of termination then they should send you a letter stating when they now believe that the relationship has been terminated (that way it sets a date of termination).. then if they AR after that you have them cold.
