Good morning, I need some help I filed BK and it was dicharged in dec 1999. In the BK i had an acct with sprint wich was placed with anderson fin as a collection acct. COLLECTION RECORD ANDERSON FIN Acnt#: 1001690588 Open Account >Included in bankruptcy< Updated: 07/2002 Balance: $0 Individual Account Placed: 03/1998 Most Owed: $505 SPRINT PCS Paid Off: 05/1997 Past Due: $505 >Status as of 07/2002: Unrated< Now here is my issue the acct is now showing up under a collection agency NCO (please see below) COLLECTION RECORD NCO FIN SYS Acnt#: 573612762 Open Account >Placed for collection< Updated: 07/2002 Balance: $246 Individual Account Placed: 06/2001 Most Owed: $246 NCO SPRINT PCS Closed: Past Due: $246 >Status as of 07/2002: Collection Account< I think this is a violation of the BK law.. Can someone who is a vet please help me with this. Thanks Ronnie MY CREDIT SUCKS BUT I AM WORKING TOWARD A NEW BEGINING
O.K. NCO, they were my easiest to deal with. 1 validation letter was all it took for them to delete their tradeline from my reports. I would start with the validation. At the same time dispute with the cra's. I think this one might be easy. It seems to me that if this account was included in bankruptcy, there is no way they should be collecting and they probably have a pretty good idea that you aren't going to pay them so they may just save themselves the hassle and delete.
Thanks for the info...Does anyone have the address for NCO...Do you think I can sue for violation of the BK laws? Thanks
