I have just been issued a credit card and I want to build my scores up. I want to know which is the best way to go about doing this, should I pay the full balance every month, or should I pay more than the minimum each month. Can anyone help me on this?
Which card is it? The reason I ask is if it's a Capitol One, they don't report your "limit" only the most charged on the card. So if you have a $2000 limit and charge 100 bucks, it will show your 'limit' as $100 and your balance as $100 making it look like you are Maxed out. I think it is good to carry a small balance (3%).
