Alright, I had a cc that was sent to a collection agency. I sent the CA a validation letter and they never responded except to tell me that I owe this debt and to pay it.. no proof of anything. So I send the 15 day letter, followed by the intent to sue letter. Next thing I know I'm being contacted by a different CA saying they had purchased the debt and that I had to pay. Again I send out the validation letter ... and nothing.. just a form letter saying they own the debt. I go though the whole process AGAIN all the way though the intent to sue. Sure enough, I get a letter from a THIRD CA saying that THEY just purchased this debt! I again send the validation letter and am currently waiting for a response. This is getting ridiculous! I just pulled my CR to check it and now I have this account listed 4 times! Once with the OC, and one for each of the THREE CA's! I disputed CA #1 after I received the letter from CA #2 and it came back verified.. I'm sure that if I dispute CAs #1 & #2 that they'll come back verified. How do I get all these CA's off my report? Can all 3 CA's stay on my report like this?
Look at the subsequent CA strategy in the sample letter forum. You need to ratchet it up a bit, and get the OC nervous. No - they all three can't report. Think - How can they all three verify when two of them don't have anything on you?
