NEED HELP SUING CRA (lkh,lk,anyone)

Discussion in 'Credit Talk' started by metallicat, Feb 19, 2002.

  1. metallicat

    metallicat Well-Known Member

    Ok, i'm about to sue equifax, and i have NO EXPERIENCE suing out of state corporations. I just need some help filling out the paperwork:

    (name and address of plaintiff)- Pretty obvious

    (name and address of defendant 1) - hmm. do i put
    the address of equifax corporate or their registered agent in NC??? And what do i put for their county / phone #? Registered agent?

    (name and address of defendant 2) - I guess this should be blank

    (reasons for suing) I put: Defamation, Negligent enablement of identity fraud, and numerous violations of the FCRA, and monetary damages resulting from the above. (is this adequate?! if not, any suggestions?)

    PLEASE HELP! Thanks
     
  2. LKH

    LKH Well-Known Member

    You put Equifax c/o authorized agent. As far as the registered agent goes, you need to check your states websites for the secretary of state or corporation commission.

    As far as negligent enablement of identity fraud. If you are alleging identity fraud make sure you have proof of it. Don't just use that because you read it in other letters or documents. Did you spell out the accusations or just put what you posted above?

    My suggestion would be for you to post the lawsuit minus the personal info, and let us take a look at it.
     
  3. Christi

    Christi Well-Known Member

    Yes because if you claim "identity fraud" the first thing the attorney asks for is a copy of the police report, which I had. I also had filled out the identity theft afidavit from the FTC website and sent it to all 3 CRA's, some CA's and original creditors. That doesn't give them much to stand on. I had one creditor ask for a copy of my SS card and *my* attorney said what would that prove? It is my number, but someone used it without my permission, so do NOT send it to them!!
     

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