I closed on my re-fi last week. "A" paper which was a milestone. But, a Cap one acct from 1997, in a BK showed on CR-Equifax & Experian. So the title co held back the $700 to pay Cap One. I called Cap One & first was told when it got there they would return it because the acct was Bk'd. Just now I called to see how long that would take. I was told that they would keep it because I was volunterly paying the bal off. I was not voluntairly paying this I had no choice. We went round & round. Legally this acct was taken care of what right do they have to keeping the check? Plus they will reactivate on the CR's which the acct comes off in 2 months. What/or who can I write to or talk to, to get this straightened out. What kills me too is that I have 2 good accts with them. Which I got shortly after the BK. Frustrated, Becky
Thanks, I need all the help I can Someone out there must know how to handle this???? More frustrated by the moment, Becky