ok Hi all I have never posted before.....but anyways I have a problem that seems to be out of controll and need some friendly advise PLEASE! Fcnb is reporting an r5 on EQ it is not right I was an r5 in NOV. Because I got really upset with the company anyways I started paying in OCT and in DEC Caught it up to an r1 repoting in JAN well now the a$$holes are reporting an r5 since jan 28 and I disputed 3 times and all come back verified .HUH!!?? I sent EQ a Letter saying that it needs to be deleted and how can you verify information 3 times that it is correct? I asked don't they have to show you proof?? They said no they send it back as reporting correctly I said I have proof I have my statements proving that it is not right that I am paying as agreed, EQ told me they don't accept statements as proof!!!! OMG I can't win! The only proof they can use is a letter from the companysaying it is not an r5 but r1 paying as agreed.....WELL thats great because you know what fcnb told me when I called and asked for a letter......" you will have to pay your account off before we do that. WHAT!?? I am current and have been since DEC making payments since OCT. how can They do that ?? any info would be great I have so much more to talk about this situation but this would be way to long ...so ask questions if need be but how can I handle this I am so upset right now I could just cry .....boo hoo hehe By the way they are reporting current to all other c/b's thanks so much for listening!
is this legal? How can I get EQ to take of something that has been verified but is not accurate? How do I handle fcnb?
