I have been trying to get the CRA to remove some pd collections and some un pd medical collections. The pd collections are at least 2/3 years old, and the pd ones were pd almost 2 years ago. I try to dispute them with the CRA but they sent me letters telling me how long stuff stays on report (Experian) and Trans Union just sent me the address and told me to contact them my self, Experian verifity all the collections when I ask how I never got a asnswer from them. Also on trans Union I have to pd collection account that were sold by the orginal creditior so now they are listed on my report with there names. The other two agencys have them under the old collection company. and these are pd. Any advice anyone can give me I would appericate. been trying to get my score up. Thank you
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