I have read that some of you have been successful in getting TU inquiries deleted. I have disputed them several times online but always get the letter that says they don't remove inquiries....contact the creditor. How have you guys gotten them deleted? What am I doing wrong? I have my TU report nearly clean so I really want to work on getting the inquiries off. I would appreciate any help anyone has. Thanks.
Shelby, The process I use is pretty simple. Cut and paste the company name from your online credit report or type it exactly as shown on the CR into the online dispute. Put the date in for account number. I put "other" for reason. And then type, Never applied for credit with this company or Never applied for insurance with this company, No permissable purpose - REMOVE. By the way, after having said all this, it has only worked for me once. I have bad luck at it. Others have had a lot of inquiries removed, me only one. So maybe I'm not doing it right either
My brother has ROTTEN credit (EX WIFE)...one TOTALLY unavoidable accident involving a 10-20 CAR POLICE CHASE~~~HE GOT HIT & THE DRIVER RAN (yes they caught the guy)... NO TICKETS... Very good driver, but he has ROTTEN RATES!!! IS THAT FARE???? NO!!!!!!!! MY (just turned) 18 year old son only has an AU AMEX BLUE...so he basically has NO credit~~~so they "JACKED" him $200+
